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What is Credit Card Churning & Does it Affect My Credit?

here is no shortage of strategies to maximize the financial benefit of credit card accounts. Most of them are generally positive in nature, with little to no downside. But one strategy that threatens to damage your credit reports and credit scores, both short and long term, is the so-called credit card churning — and it … Read more

Yonder: Insurance That Protects Card Rewards Travelers and Generates Food Relief for Refugee Children

In a Nutshell: Many Americans don’t realize that their existing medical coverage does not protect them when they travel abroad. Yonder Travel Insurance works with leading insurance providers to help card rewards travelers choose a comprehensive policy that provides peace of mind during their adventures. The company follows up with seamless customer service for filing claims and … Read more

National Bankers Association Helps Minority-Owned Financial Institutions Build Stronger Communities for All

In a Nutshell: The racial wealth gap is a persistent feature in American society. Minority depository institutions (MDIs) have historically provided financial services to low-to-moderate income and minority communities. They act as a bulwark against disproportionate financial deterioration in lower-wealth communities during times of economic stress. As the nation’s chief MDI advocacy organization, the National Bankers Association … Read more

Commercial Bank of California is Committed to the Success of its Small Business Customers

In a Nutshell:  Commercial Bank of California (CBC) is the third largest bank headquartered in Orange County, California. The bank provides an array of solutions to small businesses. Its payment processing division services various businesses, including publicly traded companies. Employees of CBC complete thousands of hours of community service each year, and the bank is committed … Read more

Mastercard Loyalty Recognized for Helping Businesses Maximize Relationships With Customers

In a Nutshell:  Acquiring new customers can be much more expensive than retaining existing ones. Mastercard Loyalty works with businesses to develop programs that increase customer loyalty and engagement. Mastercard’s loyalty programs are customizable to meet the unique needs of companies worldwide. CardRates is recognizing Mastercard Loyalty with our Editor’s Choice™ Award for its commitment to helping … Read more

10 Most Respected Credit Unions in America for 2024

As not-for-profit member-owned financial cooperatives, credit unions exist to serve members and communities, not a limited corporate ownership class. The credit union ethos of people helping people takes many forms. This list of the 10 most respected credit unions in America reflects that. It demonstrates some of the many creative ways credit unions serve their … Read more